A revocable living trust is a container. You move assets into it during your life, you keep full control of it, and at your death what it holds passes to the people you named — without probate and without becoming a public record.
Three practical differences.
An unfunded trust accomplishes nothing. Real property is moved by deed; accounts are retitled with the institution. This is the step cheap online trusts leave entirely to you, and it is the reason many of them fail in practice.
Not everyone does. If your estate is straightforward and your main asset is a Florida home, a lady bird deed plus a solid will and powers of attorney may get you most of the benefit at a fraction of the cost. If you own multiple properties, want privacy across the estate, or want structured distributions, the trust is the right tool.
No. A revocable trust can be amended or revoked at any time while you have capacity, and you continue to manage what it holds.
A revocable living trust is a probate and privacy tool, not a tax shelter. Tax planning is a consultation topic.
Yes — a pour-over will, which catches anything never moved into the trust. It comes with the Legacy Trust Package.
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