What durable means
An ordinary power of attorney ends the moment you lose capacity. A durable one survives it. Since incapacity is the exact scenario you are planning for, durable is the version that matters.
Individual documents
Durable Power of Attorney
Names a trusted agent to handle financial, property, banking, business, tax and legal matters if you cannot — and stays effective after incapacity, which is the whole point of the word durable.
Names the person who can handle your financial assets and property when you are unable to do so.
$342single
$445married
Married pricing covers both spouses — two full sets of documents at up to 30% combined savings.
Not sure this is the one? Talk to an expert — the first 30 minutes are free.
What your agent can do
The scope is yours to set. Typically it covers:
- Banking — deposits, transfers, paying your bills
- Real property — mortgage, refinance, sale where you authorize it
- Business interests and contracts
- Tax filings and dealings with the IRS
- Insurance, benefits and legal claims
Without it
Your family petitions a court for guardianship. That means filings, hearings, a public record, court supervision, and often months before anyone can pay your mortgage.
How you get it done
You answer plain-English questions online, at whatever hour suits you. Your documents are assembled from templates a Florida estate planning attorney wrote and keeps current. Then you sign, with witnessing and notarization handled online where Florida law allows it, and your documents are stored where your family can find them. If you want an attorney to look at your plan or handle it for you, that is available separately.
What's included
- Durable Financial Power of Attorney drafted to Florida requirements
- Agent and successor agent named
- Powers scoped to what you actually want delegated
- Attorney-written Florida templates
What it does not cover
- Healthcare decisions — that is the Healthcare POA
- Authority after death — the document ends when you do
- Anything you specifically exclude
Is this you?
If none of these quite fit, that is worth a conversation rather than a guess.
- Anyone with a mortgage, a business or accounts in their sole name
- Couples who keep separate finances
- Adults with aging parents putting documents in place early
Financial POA, answered.
More general questions live on the questions page.
When does it take effect?
In Florida a durable power of attorney is generally effective when signed, rather than waiting on a doctor's declaration. We will walk you through what that means before you choose an agent.
Can I name more than one agent?
You can name successors, and in some cases co-agents. Naming two people who must agree can also stall things — worth a conversation.
Does it work after I die?
No. It ends at death, and your will and personal representative take over from there.
Three ways forward.
Start online now, read more first, or talk it through with someone. Nothing here locks you into anything.
Not sure what you need? The 30-minute consult is free, or ask our AI assistant at any hour — no charge, no form.