Many employers and member organizations include a prepaid legal benefit that covers a will and powers of attorney outright, and reduces the cost of trust work. Most people never use it because they do not know it is there.
If your employer or membership includes a prepaid legal benefit, your estate plan may already be paid for.
$0 – $150single
$0 – $195married
Married pricing covers both spouses — two full sets of documents at up to 30% combined savings.
Not sure this is the one? Talk to an expert — the first 30 minutes are free.
Who is eligible
Employees or members with ARAG, MetLife Legal Plans, LegalShield, Hyatt Legal Plans, or a similar prepaid legal benefit program. Check your benefits portal or your annual enrollment paperwork — this is the line item people scroll past.
What you need to verify coverage
Two things, and we handle the rest.
Your plan membership ID
The carrier name
What the benefit usually covers
Coverage varies by carrier and plan tier. In practice, benefits may include a free or deeply discounted will, powers of attorney and basic estate planning documents, with trust services often available at reduced rates.
How to use it
Provide your legal plan information during intake. We verify coverage with the carrier and apply the benefit directly, so you are not filing for reimbursement afterward.
What's included
Coverage verification with your carrier
The benefit applied directly to your plan cost
Will and powers of attorney where your plan covers them
Reduced rates on trust services where your plan offers them
What it does not cover
Anything your carrier does not cover — you will see the balance before you commit
Enrollment in a legal plan; this applies an existing benefit
Is this you?
If none of these quite fit, that is worth a conversation rather than a guess.
Employees whose benefits package includes prepaid legal
Union and association members with a legal services benefit
Anyone who suspects they have coverage and has never checked
Look at your benefits enrollment materials for ARAG, MetLife Legal Plans, LegalShield or Hyatt Legal Plans. If you are unsure, send us the carrier name and we will check.
What if my plan only covers part of it?
You see the covered amount and the balance before anything is drafted. There are no surprise invoices.
Three ways forward.
Start online now, read more first, or talk it through with someone. Nothing here locks you into anything.