EMTs / first responders — questions
First Responder Estate Planning Program questions
The questions people in your line of work ask most often, answered plainly.
Asked by people in your line of work.
Still not covered here? Ask the online assistant at any hour, or send a note through the contact form.
I'm young and single. Do I need a will?
A power of attorney and healthcare documents matter most at your stage — they cover the scenario where you are injured, not deceased. A will still decides who receives your property instead of the state's default formula, which usually sends everything to parents even if that is not what you want.
Are EMTs and paramedics covered by PSOB?
Certain EMS personnel can qualify. Eligibility depends on your role and how your agency is organized, which is exactly why your family should have the documentation and contacts written down rather than discovering the question at the worst time.
I work for two agencies. Does that change anything?
It changes your benefits picture, not your documents. Each employer has separate coverage and separate beneficiary forms; review both when you build your plan.
What is a HIPAA release and why is it included?
It authorizes named people to receive your medical information. Without it, a hospital may decline to speak to the person you would most want informed.
Do I have to appear in person to sign?
Not in states that authorize remote online notarization. Florida, for example, permits remote notarization and electronic wills. Where remote execution is not available, we tell you what your state requires.
Can I change the documents later?
Yes. Wills and powers of attorney can be updated as your family, job or assets change. Marriage, divorce, a new child and a home purchase are the usual triggers.
Is a real attorney involved?
The templates were written by an estate planning attorney, but the online plan is self-serve. If you want an attorney to review your documents or take the matter on, that is a separate service.
Written by an estate planning attorney.
Online convenience, attorney oversight, and estate planning priced so getting started doesn't cost thousands. You spend your life serving and protecting others — let us help you protect the people you love.